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US efforts to help Japan lay bare its fin­an­cial weak spot

The US Treas­ury’s adven­tures in the Japan­ese yen may sound rather abstract — the kind of “big macro” event that excites chin­strok­ing wan­nabe cent­ral bank gov­ernors and tire­some nerds who live for the inner work­ings of the cur­ren­cies mar­ket. (OK, guilty as charged on the second point. I blame a mis­spent youth.)

It is also, on a super­fi­cial level, quite straight­for­ward and uncon­tro­ver­sial. Japan’s cur­rency has been tum­bling for months, seem­ingly bey­ond the level jus­ti­fied by gaps between global interest rates alone. Japan wanted help and the US, its stead­fast ally, was happy to oblige, buy­ing some yen, spook­ing the spec­u­lat­ors and prom­ising fur­ther joint action if the mar­ket doesn’t behave. The whole thing might pos­sibly even work — a rar­ity in a mar­ket that routinely humbles any­one seek­ing to tame it.

It is a gen­er­ous expres­sion of solid­ar­ity from the US and a reminder that in the short-term at least, this super­power can bend even cur­ren­cies to its will.

Under­pin­ning all this, though, is a set of ten­sions that war­rant close atten­tion bey­ond the ranks of cur­rency-mar­ket anor­aks. The whole epis­ode strikes at the heart of some of the US’s key eco­nomic con­tra­dic­tions and vul­ner­ab­il­it­ies, and the lim­its of its powers.

Among the chat­ter­ing classes of global mar­ket watch­ers, few are con­vinced by the explan­a­tion put for­ward by the US for its involve­ment in a faraway cur­rency. In an inter­view with Nikkei, Treas­ury sec­ret­ary Scott Bes­sent sug­ges­ted the yen pur­chases he dir­ec­ted were aimed at lessen­ing the risk of a broader Asian cur­rency crisis, say­ing that “many Asian cur­ren­cies fol­low the Japan­ese yen”. It is a stretch to believe a 1998-style crisis was really on the cards here, but Bes­sent is of course cor­rect in assert­ing that some big Asian cur­ren­cies have been declin­ing for some time.

Kit Juckes, a cur­ren­cies ana­lyst at Société Générale, points out that together, Japan, China and South Korea account for about 18 per cent of US trade, and that their cur­ren­cies have deval­ued by around 9 per cent over the past dec­ade.

This is a prob­lem for the US on a couple of fronts. One is that weak cur­ren­cies in Asia make the region’s exports much cheaper and imports from the US much more expens­ive. Weak­ness in Asian cur­ren­cies has often been framed by the US as a form of unfair export­ing advant­age. Any brute-force efforts to cor­rect this, though, come with really ugly trade-offs, not so much for Asia as for the US. Japan, for instance, can mean­ing­fully push up the yen in one of two ways: a massive rise in Japan­ese interest rates or massive sales from its enorm­ous pile of US Treas­ury bonds.

Jack­ing up interest rates is tricky for domestic polit­ical reas­ons but also as it makes Japan­ese gov­ern­ment bonds a more allur­ing bet for local and even global investors than Treas­ur­ies. If Japan were to step up its sub­stan­tial sales of US assets, this would inflict dir­ect harm on the US through lower US bond prices and higher US bor­row­ing costs.

The fact is, des­pite the bluster on trade, on defence, on geo­pol­it­ics, the US needs friends and allies. It needs the world to buy its bonds and can­not afford for over­seas powers to avoid or even sell them. It lives on bor­rowed money, far out­strip­ping other advanced eco­nom­ies with the size of its fiscal defi­cit.

Early last year, Bes­sent was clear that low bond yields were a key focus for the second Trump admin­is­tra­tion. “Where the hell is the mar­ket risk?” he said to the FT later that year. He had a point — at the time, US bond mar­kets were look­ing pretty cheer­ful, with bench­mark US 10-year bor­row­ing costs down at around 4 per cent.

Well, the mar­ket risk is now here. It is far from crisis point, but it is here non­ethe­less. Those bor­row­ing costs are now at around 4.6 per cent, and 30-year rates are north of 5 per cent for the first time since the great fin­an­cial crisis, in part because doubts have crept in over the Fed­eral Reserve’s true will­ing­ness to tackle sticky infla­tion with higher interest rates.

The US still enjoys its fam­ous exor­bit­ant priv­ilege. Investors are cast­ing a crit­ical eye at new Fed chair Kevin Warsh over his puzz­ling com­mu­nic­a­tions style, but his priv­ileged pos­i­tion at the centre of the world’s still-dom­in­ant reserve cur­rency — the dol­lar — does give him lee­way that other cent­ral bankers still look on with envy. But the burst of weak­ness in Treas­ury mar­kets now in play does sug­gest investors are test­ing both him and Bes­sent.

Japan bene­fits from this extremely rare joint inter­ven­tion to boost the yen. The weak­ness in its cur­rency cranks up import prices and intens­i­fies infla­tion, and if the US can help to slow or even arrest its decline, that is a win.

But the US involve­ment in the yen smacks of rational self interest. The real bene­fi­ciary here is the US — a fea­ture high­lighted by the fact any future inter­ven­tions will be filtered through a Fed facil­ity that lim­its imme­di­ate sales of Treas­ur­ies.

On one level, this is a mag­nan­im­ous effort to help Japan at a time of need. The side-effect of it, though, is to remind the world where the squishy under­belly of US weak­ness really lies.

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